Self-employed women in the informal sector, mainly vendors, home based workers’ or small service providers, are all very economically active. They require credit for a variety of productive, business related purposes.

SEWA Bank requires the following for its collateral free income generation loans:

For Unsecured Income Generation Loans:

• Full name of Member
• Full address
• Photo
• Proof of residence/electric bill/ration card
• Cost quotation of stock, machine, vehicle etc. to be purchased
• Regular savings for 1 year or more at SEWA Bank

"Sanjivani"(meaning "rebirth") is a special loan product designed for the wives of ex-mill workers, who have been laid off due to the closure of the many textile mills based in Ahmedabad. Most of these families have now become female headed households, and "Sanjivani" loans from SEWA Bank, coupled with business counseling from the Bank and marketing services from SEWA, help these women to start new business or expand existing ones.

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